Saturday, 29 March, 2025
The answer to this often-asked question is not as black and white as you think. The most simple
answer is that , it depends! I have been a practicing plastic surgeon for over 12 years and i yet find this to be the commonest question amongst patients.
Let us talk about this grey question. There are certain plastic surgeries that are covered under insurance. Some that you can get partially covered. Some that won’t be covered.
Most people, when they hear the term plastic surgery, imagine breast augmentation and lip fillers and more. But not all plastic surgeries are purely cosmetic. Not every change made through plastic surgery is to serve an aesthetic need. Plastic surgery simply means to mould, to change.
Insurance coverage also depends on multiple factors for all cases including Plastic surgery
– Type of insurance
– Duration of policy
– Individual or family coverage
– IPD or OdPD procedures
– Coverage limit
– Topup policies
Plastic surgeries that are deemed medically necessary will be covered under insurance. These include reconstructive surgeries after an accident, cancer, surgery done to rectify a birth defect or any other condition that is hindering your day to day life. Here are some such reconstructive surgeries:
If you were someone who got a Mastectomy (breast removal surgery) due to breast cancer or high risk of breast cancer, your breast reconstruction will be covered by your insurance.
If the size of your breast is causing you health problems like rashes on your skin, back pain, or discomfort, your insurance might cover your breast reduction surgery. It is already covered in some countries abroad.
Facial construction required by an accident or tumor or any other form of trauma is covered by insurance.
Some plastic surgeries may be partially covered under insurance, depending how required and medically necessary they are considered.
If you want insurance to cover your plastic surgery, it is important to have proof that the surgery is necessary. By now, you know that health insurance plans focus on issues which are medically necessary, so gather proof that your reasons for pursuing surgery are reconstructive rather than cosmetic. A plastic surgeon is one who can guide you the best .
Making an investment in cosmetic surgery can be the best decision you make. It will improve your appearance, boost your confidence and offer more benefits. Plastic surgery in Ahmedabad comes with physical as well as emotional and mental benefits.
Improved Appearance
Appearance does matter, only if it is just to you. Getting a Rhinoplasty for an awkwardly shaped nose or a tummy tuck post pregnancy will enhance your appearance and help reclaim your body.
Improved Functionality
Sometimes, getting cosmetic surgery also offers functional benefits. Like getting a rhinoplasty might help you with better breathing. Getting a breast reduction for cosmetic purposes might also offer you relief from back pain.
Boost in Self-Confidence
If there is something you are insecure about, getting it taken care of through a plastic surgery in Ahmedabad will help you get the much needed boost in your self-image.
If you want to get a plastic surgery and are looking at other ways to make it affordable, here are a few options you can explore:
Save Up
You can consider saving for the cosmetic procedure over a period of time and then going ahead with it.
Other Financing Options
You can take a personal loan for the surgery. If you are not up for this option, then you can look for plastic surgeons in Ahmedabad that provide credit or EMI options to their clients.
Consider Medical Tourism
In some places, plastic surgery is cheaper. Plastic surgery in Ahmedabad is much more affordable than other cities like Mumbai, Delhi, etc. You can consider travelling and look for affordable options.
So, as we discussed, there are definitely plastic surgeries that will be covered by insurance. However, even if they are not, it is always a good idea to invest in cosmetic surgery to enhance your appearance. It will not only affect the way you look but also make you more confident and have a positive impact on your self-image.
Recently, a man who was looking for Gynecomastia treatment in Ahmedabad finally opted for the surgery. According to him, his quality of life has drastically changed after this surgery and he is happy that he chose to make this investment.
You will walk into the world feeling like your best self after making an informed decision and opting for plastic surgery!
